One of the biggest challenges of the holiday season, as the likes of Robert Jain can attest, is saving money. Everything from shopping for presents to buying airline tickets contributes to the difficulties of keeping costs low. What people may not know is that, during this time of the year, saving money isn't as difficult as it appears. In fact, here are some of the things to avoid when shopping during the holidays.
One of the biggest holiday shopping mistakes, according to reputable authorities on finance like Bob Jain, is shopping in person. It's common to assume that, especially on busy days like Black Friday, the best deals are found in person. As ecommerce becomes more common, however, the sales that are found online are nearly identical. You don't have to necessarily leave your house in order to save money on presents for your loved ones.
Next, don't forget to keep a list of the various purchases you make during the holiday season. While it's important to keep records, especially if the purchases in question are sizable, it's equally important that it will help reduce impulse purchases. In other words, you're less likely to spend money on yourself when you don't have to. This is a great measure that more holiday shoppers would be wise to make, since they'll see the savings soon enough.
You should also be creative, as a lack of creativity can result in you spending more money than necessary. It's common to want to spend more money on your loved ones, as this, in theory, results in better gifts. However, you may be surprised to know that this isn't entirely necessary. In fact, if you focus more on what your loved ones enjoy, and base your gift ideas around those concepts, you may be surprised by how much more money you can save.
When it comes to mistakes that people make during the holidays, especially in regard to shopping, waiting too long is perhaps the most common. How many times have you spoken to someone who, for some reason or another, waits until the week before Christmas to do their shopping? How stressed or uncertain do they appear under these circumstances? Shopping earlier in the month is recommended, not only in terms of lowering expenses but reducing one's mental stress.
One of the biggest holiday shopping mistakes, according to reputable authorities on finance like Bob Jain, is shopping in person. It's common to assume that, especially on busy days like Black Friday, the best deals are found in person. As ecommerce becomes more common, however, the sales that are found online are nearly identical. You don't have to necessarily leave your house in order to save money on presents for your loved ones.
Next, don't forget to keep a list of the various purchases you make during the holiday season. While it's important to keep records, especially if the purchases in question are sizable, it's equally important that it will help reduce impulse purchases. In other words, you're less likely to spend money on yourself when you don't have to. This is a great measure that more holiday shoppers would be wise to make, since they'll see the savings soon enough.
You should also be creative, as a lack of creativity can result in you spending more money than necessary. It's common to want to spend more money on your loved ones, as this, in theory, results in better gifts. However, you may be surprised to know that this isn't entirely necessary. In fact, if you focus more on what your loved ones enjoy, and base your gift ideas around those concepts, you may be surprised by how much more money you can save.
When it comes to mistakes that people make during the holidays, especially in regard to shopping, waiting too long is perhaps the most common. How many times have you spoken to someone who, for some reason or another, waits until the week before Christmas to do their shopping? How stressed or uncertain do they appear under these circumstances? Shopping earlier in the month is recommended, not only in terms of lowering expenses but reducing one's mental stress.
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